:root {
  --blue: #105698;
  --blue-dark: #0f3457;
  --green: #6ab14a;
  --orange: #ec5f26;
  --ink: #10263f;
  --muted: #5e7187;
  --soft: #f1f6fc;
  --white: #f3f4f4;
  --site-font: "PT Sans", Arial, sans-serif;
  --shadow: 0 18px 44px rgba(9, 39, 70, 0.18);
  --header-height: 104px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--soft);
  font-family: var(--site-font);
  font-size: 1.0625rem;
  line-height: 1.5;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
}

button,
input,
textarea {
  font: inherit;
}

.screen-reader-text,
.skip-link {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
}

.skip-link:focus {
  z-index: 2000;
  width: auto;
  height: auto;
  clip: auto;
  top: 12px;
  left: 12px;
  padding: 10px 14px;
  color: var(--white);
  background: var(--blue-dark);
}

.utility-bar {
  position: fixed;
  inset: 0 0 auto;
  z-index: 1001;
  height: 40px;
  color: var(--white);
  background: var(--green);
}

.utility-bar__inner {
  width: min(1200px, calc(100% - 48px));
  height: 100%;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.utility-bar__left,
.social-links,
.quick-links {
  display: flex;
  align-items: center;
}

.utility-bar__left {
  gap: 18px;
}

.social-links {
  gap: 10px;
}

.social-links a {
  width: 22px;
  height: 22px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  color: var(--white);
  background: var(--orange);
  font-size: 10px;
  font-weight: 800;
  text-decoration: none;
  text-transform: uppercase;
  transition: color 160ms ease, background-color 160ms ease;
}

.social-links a:hover,
.social-links a:focus,
.social-links a:active {
  color: var(--white);
  background: var(--green);
}

.utility-bar__button {
  display: inline-flex;
  min-height: 26px;
  align-items: center;
  gap: 7px;
  padding: 0 13px;
  border: 1px solid var(--orange);
  border-radius: 15px;
  color: var(--white);
  background: var(--orange);
  font-size: 13px;
  font-weight: 800;
  text-decoration: none;
  text-transform: uppercase;
  transition: color 160ms ease, background-color 160ms ease, border-color 160ms ease;
}

.utility-bar__button:hover,
.utility-bar__button:focus {
  color: var(--white);
  background: #d94f1e;
  border-color: #d94f1e;
}

.quick-links {
  gap: 18px;
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
}

.quick-links a {
  text-decoration: none;
  transition: color 160ms ease;
}

.quick-links a:hover,
.quick-links a:focus {
  color: #cfe4f5;
  text-decoration: none;
}

.slideshow-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  padding: 0;
  border: 0;
  border-radius: 999px;
  color: var(--white);
  background: transparent;
  font-size: 10px;
  opacity: 1;
  cursor: pointer;
  transition: color 160ms ease, background-color 160ms ease, opacity 160ms ease;
}

.slideshow-toggle:hover,
.slideshow-toggle:focus {
  color: #cfe4f5;
  background: transparent;
  opacity: 1;
}

.slideshow-toggle i {
  color: var(--white);
}

.site-header {
  position: absolute;
  inset: 40px 0 auto;
  z-index: 1000;
  color: var(--white);
}

.site-header.is-scrolled {
  position: fixed;
  inset: 40px 0 auto;
  color: var(--blue-dark);
  background: transparent;
  box-shadow: none;
}

.site-header.is-scrolled::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  z-index: 50;
  height: var(--header-height);
  background: var(--white);
  box-shadow: 0 8px 22px rgba(9, 39, 70, 0.16);
}

.site-header.is-scrolled::after {
  content: "";
  position: absolute;
  top: var(--header-height);
  right: 0;
  left: 0;
  z-index: 51;
  height: 1px;
  background: rgba(16, 86, 152, 0.2);
}

.site-header.is-scrolled .brand {
  filter: none;
}

.site-header.is-scrolled .site-header__inner {
  z-index: 60;
}

.site-header.is-scrolled .header-quick-actions {
  z-index: 40;
}

.site-header.is-scrolled .brand img {
  filter: none;
}

.site-header.is-scrolled .primary-nav > ul > li > button,
.site-header.is-scrolled .primary-nav > ul > li > a {
  color: var(--blue);
  text-shadow: none;
}

.site-header.is-scrolled .primary-nav > ul > li > button:hover,
.site-header.is-scrolled .primary-nav > ul > li > button:focus,
.site-header.is-scrolled .primary-nav > ul > li > a:hover,
.site-header.is-scrolled .primary-nav > ul > li > a:focus {
  color: #2d6fa7;
}

.site-header__inner {
  position: relative;
  z-index: 20;
  width: min(1200px, calc(100% - 48px));
  min-height: var(--header-height);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.header-quick-actions {
  position: absolute;
  top: var(--header-height);
  left: 0;
  z-index: 10;
  width: 100%;
  border-top: 1px solid rgba(243, 244, 244, 0.42);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-100%);
  transition: opacity 180ms ease, transform 220ms ease, visibility 220ms ease;
}

.site-header:not(.is-scrolled) .header-quick-actions {
  opacity: 1;
  visibility: visible;
  transform: none;
}

.site-header.is-scrolled:hover .header-quick-actions,
.site-header.is-scrolled:focus-within .header-quick-actions {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.header-quick-actions__inner {
  width: min(1200px, calc(100% - 48px));
  margin: 0 auto;
  display: flex;
  gap: 12px;
}

.header-quick-actions a {
  position: relative;
  min-width: 220px;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 8px 16px;
  border: 1px solid rgba(243, 244, 244, 0.62);
  border-top: 0;
  border-radius: 0 0 15px 15px;
  color: var(--white);
  background: rgba(15, 52, 87, 0.24);
  font-size: 0.9rem;
  font-weight: 900;
  font-style: italic;
  text-decoration: none;
}

.header-quick-actions a:hover,
.header-quick-actions a:focus {
  color: var(--white);
  background: rgba(15, 52, 87, 0.34);
}

.header-quick-actions .header-announcement {
  min-width: 0;
  flex: 0 1 560px;
  width: min(560px, 100%);
  min-height: 34px;
  align-self: flex-start;
  margin-left: auto;
  margin-top: 10px;
  justify-content: center;
  gap: 12px;
  padding: 4px 8px;
  border: 1px solid var(--orange);
  border-radius: 15px;
  color: var(--white);
  background: var(--orange);
  font-size: 14px;
  font-style: normal;
  line-height: 1;
  text-align: center;
  white-space: nowrap;
}

.header-quick-actions .header-announcement span {
  display: inline-flex;
  align-items: center;
}

.header-quick-actions .header-announcement strong {
  color: var(--white);
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  min-height: 24px;
  padding: 5px 10px;
  border-radius: 10px;
  background: var(--blue);
  text-decoration: none;
  transition: background-color 0.2s ease, transform 0.2s ease;
}

.header-quick-actions .header-announcement strong i {
  font-size: 0.82em;
}

.header-quick-actions .header-announcement:hover,
.header-quick-actions .header-announcement:focus {
  color: var(--white);
  background: #e85d18;
  border-color: #e85d18;
}

.header-quick-actions .header-announcement:hover strong,
.header-quick-actions .header-announcement:focus strong {
  background: var(--navy);
  transform: translateY(-1px);
}

.mobile-utility-links,
.mobile-nav-actions {
  display: none;
}

body.menu-open {
  overflow: hidden;
}

.site-header.is-scrolled .header-quick-actions {
  top: calc(var(--header-height) + 1px);
  border-top-color: rgba(16, 86, 152, 0.2);
  border-top: 0;
  background: transparent;
}

.site-header.is-scrolled .header-quick-actions a {
  border-color: rgba(16, 86, 152, 0.42);
  border-top: 0;
  color: var(--blue);
  background: var(--white);
}

.site-header.is-scrolled .header-quick-actions a:hover,
.site-header.is-scrolled .header-quick-actions a:focus {
  color: var(--blue);
  background: #f3f8fc;
}

.site-header.is-scrolled .header-quick-actions .header-announcement,
.site-header.is-scrolled .header-quick-actions .header-announcement:hover,
.site-header.is-scrolled .header-quick-actions .header-announcement:focus {
  min-height: 34px;
  border: 1px solid var(--orange);
  border-radius: 15px;
  color: var(--white);
  background: var(--orange);
}

.brand {
  display: inline-flex;
  align-items: center;
  color: var(--white);
  text-decoration: none;
  text-transform: uppercase;
  filter: drop-shadow(0 2px 8px rgba(0, 0, 0, 0.35));
}

.brand img {
  width: min(280px, 23vw);
  height: auto;
  filter: brightness(0) invert(1);
}

.nav-toggle {
  display: none;
  width: 46px;
  height: 46px;
  border: 2px solid var(--white);
  border-radius: 15px;
  color: var(--white);
  background: transparent;
  cursor: pointer;
}

.nav-toggle span:not(.screen-reader-text) {
  display: block;
  width: 22px;
  height: 2px;
  margin: 5px auto;
  background: currentColor;
  transform-origin: center;
  transition: transform 180ms ease, opacity 140ms ease;
}

body.menu-open .nav-toggle span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

body.menu-open .nav-toggle span:nth-child(2) {
  opacity: 0;
  transform: scaleX(0);
}

body.menu-open .nav-toggle span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.site-header.is-scrolled .nav-toggle {
  border-color: var(--blue);
  color: var(--white);
  background: var(--blue);
}

.site-header.is-scrolled .nav-toggle:hover,
.site-header.is-scrolled .nav-toggle:focus {
  border-color: var(--blue-dark);
  background: var(--blue-dark);
}

.primary-nav {
  position: relative;
  z-index: 30;
}

.primary-nav > ul {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 4px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.primary-nav li {
  position: relative;
}

.primary-nav button,
.primary-nav a {
  border: 0;
  color: var(--white);
  background: transparent;
  font-weight: 800;
  text-decoration: none;
}

.primary-nav button {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  min-height: 42px;
  padding: 0 9px;
  cursor: pointer;
  text-shadow: 0 2px 8px rgba(0, 0, 0, 0.55);
}

.primary-nav button i {
  font-size: 0.72em;
}

.primary-nav button:hover,
.primary-nav button:focus {
  color: #cfe4f5;
}

.primary-nav ul ul {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 220px;
  display: grid;
  gap: 0;
  margin: 0;
  padding: 0;
  list-style: none;
  border-radius: 8px;
  overflow: visible;
  z-index: 30;
  background: var(--blue);
  box-shadow: 0 12px 24px rgba(7, 44, 78, 0.24);
  opacity: 0;
  visibility: hidden;
  transform: translateY(6px);
  transition: opacity 160ms ease, transform 160ms ease, visibility 160ms ease;
}

.primary-nav ul ul ul {
  top: 0;
  left: 100%;
  min-width: 280px;
  z-index: 40;
  transform: translateX(6px);
}

.primary-nav > ul > li:last-child ul ul {
  right: 100%;
  left: auto;
  transform: translateX(-6px);
}

.primary-nav li:hover > ul,
.primary-nav li:focus-within > ul,
.primary-nav li.is-open > ul {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.primary-nav ul ul li:hover > ul,
.primary-nav ul ul li:focus-within > ul,
.primary-nav ul ul li.is-open > ul {
  transform: translateX(0);
}

.primary-nav ul ul a,
.primary-nav ul ul button {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  min-height: 0;
  padding: 13px 18px;
  color: var(--white);
  background: transparent;
  font-size: 14px;
  font-weight: 700;
  border-bottom: 1px solid rgba(243, 244, 244, 0.72);
  text-align: left;
  text-shadow: none;
}

.primary-nav ul ul li:last-child > a,
.primary-nav ul ul li:last-child > button {
  border-bottom: 0;
}

.primary-nav ul ul > li:first-child > a,
.primary-nav ul ul > li:first-child > button {
  border-radius: 8px 8px 0 0;
}

.primary-nav ul ul > li:last-child > a,
.primary-nav ul ul > li:last-child > button {
  border-radius: 0 0 8px 8px;
}

.primary-nav ul ul > li:only-child > a,
.primary-nav ul ul > li:only-child > button {
  border-radius: 8px;
}

.primary-nav ul ul a:hover,
.primary-nav ul ul a:focus,
.primary-nav ul ul button:hover,
.primary-nav ul ul button:focus,
.primary-nav ul ul li.is-open > button {
  color: var(--white);
  background: var(--green);
}

.site-header.is-scrolled .primary-nav ul ul {
  background: var(--blue);
}

.site-header.is-scrolled .primary-nav ul ul a,
.site-header.is-scrolled .primary-nav ul ul button {
  color: var(--white);
}

.interior-page {
  min-height: 150vh;
  background: #f3f4f4;
}

.interior-hero {
  position: relative;
  min-height: 470px;
  display: grid;
  align-items: end;
  overflow: hidden;
  color: var(--white);
  background:
    linear-gradient(90deg, rgba(16, 86, 152, 0.86), rgba(16, 86, 152, 0.48), rgba(15, 52, 87, 0.16)),
    url("../images/hero-yes.png") center / cover;
}

.interior-hero::after {
  content: "";
  position: absolute;
  inset: auto 0 0;
  height: 38%;
  background: linear-gradient(0deg, rgba(15, 52, 87, 0.34), rgba(15, 52, 87, 0));
  pointer-events: none;
}

.interior-hero__inner {
  position: relative;
  z-index: 1;
  width: min(1140px, calc(100% - 48px));
  margin: 0 auto;
  padding: clamp(210px, 24vh, 270px) 0 78px;
}

.interior-hero__eyebrow {
  margin: 0 0 10px;
  color: #f3f4f4;
  font-size: 0.88rem;
  font-weight: 900;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.interior-hero h1 {
  max-width: 900px;
  margin: 0;
  color: #f3f4f4;
  font-size: clamp(3rem, 6vw, 5rem);
  line-height: 0.95;
  font-weight: 900;
}

.interior-content {
  min-height: 70vh;
  background: #f3f4f4;
}

.checking-accounts-section {
  padding: 72px 0 96px;
}

.checking-accounts-section__inner {
  width: min(1500px, calc(100% - 112px));
  margin: 0 auto;
}

.checking-card-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 34px;
}

.insurance-cta {
  width: 100%;
  display: grid;
  grid-template-columns: 44px minmax(0, 1fr);
  align-items: start;
  gap: 18px;
  margin: 0 0 26px;
  padding: 20px 24px;
  border-radius: 16px;
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(15, 52, 87, 0.98), rgba(16, 86, 152, 0.94)),
    url("../images/loans-background.png") center / cover;
  box-shadow: 0 10px 24px rgba(9, 39, 70, 0.14);
}

.insurance-cta__icon {
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  margin-top: 4px;
  border-radius: 999px;
  color: var(--blue);
  background: var(--white);
  font-size: 1.05rem;
}

.insurance-cta__copy {
  min-width: 0;
}

.insurance-cta__brand {
  margin: 0 0 4px;
  color: var(--green);
  font-size: 0.76rem;
  font-weight: 900;
  letter-spacing: 0.28em;
  text-transform: uppercase;
}

.insurance-cta h2 {
  max-width: 760px;
  margin: 0;
  color: var(--white);
  font-size: clamp(1.35rem, 2vw, 1.75rem);
  line-height: 1.08;
}

.insurance-cta__subtitle {
  margin: 3px 0 12px;
  color: var(--white);
  font-size: 0.9rem;
  font-weight: 900;
}

.insurance-cta__details {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  max-width: 900px;
  margin: 0 0 10px;
}

.insurance-cta__details article {
  padding: 10px 12px;
  border: 1px solid rgba(243, 244, 244, 0.22);
  border-radius: 8px;
  background: rgba(243, 244, 244, 0.08);
}

.insurance-cta h3 {
  margin: 0 0 3px;
  color: var(--white);
  font-size: 0.8rem;
  line-height: 1.15;
}

.insurance-cta p {
  margin: 0;
  color: var(--white);
  font-size: 0.86rem;
  line-height: 1.35;
}

.insurance-cta p.insurance-cta__subtitle {
  margin: 3px 0 12px;
  font-size: 0.9rem;
}

.insurance-cta__commitment {
  max-width: 900px;
  font-size: 0.84rem;
  line-height: 1.4;
}

.checking-card {
  min-height: 100%;
  display: flex;
  flex-direction: column;
  padding: clamp(36px, 4vw, 58px);
  border: 1px solid rgba(16, 86, 152, 0.08);
  border-radius: 36px;
  color: var(--ink);
  background: #f3f4f4;
  box-shadow: 0 18px 42px rgba(9, 39, 70, 0.18);
}

.checking-card--highlight {
  border-color: rgba(16, 86, 152, 0.08);
  box-shadow: 0 18px 42px rgba(9, 39, 70, 0.18);
}

.checking-card__brand {
  margin: 0 0 14px;
  color: var(--green);
  font-size: clamp(1rem, 1.5vw, 1.28rem);
  font-weight: 900;
  letter-spacing: 0.38em;
  text-transform: uppercase;
}

.checking-card h3 {
  margin: 0 0 6px;
  color: var(--blue);
  font-size: clamp(2.25rem, 3.4vw, 3rem);
  line-height: 1.05;
}

.checking-card__subtitle {
  margin: 0 0 32px;
  color: var(--blue-dark);
  font-size: clamp(1.15rem, 1.75vw, 1.45rem);
  font-weight: 900;
}

.checking-card__details {
  display: grid;
  gap: 0;
  margin: 0 0 6px;
  padding-left: 1.7rem;
  font-size: clamp(1.05rem, 1.55vw, 1.28rem);
  line-height: 1.45;
}

.checking-card__details div {
  position: relative;
  display: block;
  margin-bottom: 7px;
}

.checking-card__details dt {
  display: inline;
  color: var(--blue-dark);
  font-size: inherit;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: none;
}

.checking-card__details dt::before {
  content: "";
  position: absolute;
  top: 0.65em;
  left: -1.05rem;
  width: 0.32em;
  height: 0.32em;
  border-radius: 999px;
  background: var(--blue-dark);
}

.checking-card__details dt::after {
  content: ": ";
}

.checking-card__details dd {
  display: inline;
  margin: 0;
  color: var(--blue-dark);
  font-weight: 500;
}

.checking-card__details ul {
  display: grid;
  gap: 2px;
  margin: 4px 0 0;
  padding-left: 1.25rem;
}

.checking-card__details li + li {
  margin-top: 0;
}

.checking-card__included {
  position: relative;
  margin: 0 0 42px;
  padding: 0 0 0 1.7rem;
  border-left: 0;
  border-radius: 0;
  color: var(--blue-dark);
  background: transparent;
  font-size: clamp(1.05rem, 1.55vw, 1.28rem);
  line-height: 1.5;
  font-weight: 500;
}

.checking-card__included::before {
  content: "";
  position: absolute;
  top: 0.64em;
  left: 0.62rem;
  width: 0.32em;
  height: 0.32em;
  border-radius: 999px;
  background: var(--blue-dark);
}

.checking-card__actions {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin-top: auto;
  padding: 0 40px;
}

.checking-card__actions--three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  padding: 0;
}

.checking-card__actions .button {
  min-height: 58px;
  border-radius: 999px;
  padding: 12px 24px;
  font-size: 1.05rem;
}

.checking-card__actions .button:hover,
.checking-card__actions .button:focus {
  color: var(--white);
  background: var(--blue);
  border-color: var(--blue);
  transform: translateY(-1px);
}

.button.button--green {
  border-color: var(--green);
  color: var(--white);
  background: var(--green);
}

.button.button--green:hover,
.button.button--green:focus {
  color: var(--white);
  background: var(--green);
  border-color: var(--green);
}

.button.button--orange {
  border-color: var(--orange);
  color: var(--white);
  background: var(--orange);
}

.button.button--orange:hover,
.button.button--orange:focus {
  color: var(--white);
  background: var(--orange);
  border-color: var(--orange);
}

.membership-card {
  width: min(1420px, 100%);
  margin: 0 auto;
  padding-inline: clamp(34px, 6vw, 86px);
}

.membership-card__logo {
  width: min(380px, 60%);
  margin: 0 auto 46px;
}

.membership-card h3 {
  margin-bottom: 18px;
  color: var(--green);
}

.membership-card__content {
  color: var(--blue-dark);
  font-size: clamp(1.1rem, 1.35vw, 1.28rem);
  line-height: 1.5;
}

.membership-card__content h4 {
  margin: 30px 0 14px;
  color: var(--blue-dark);
  font-size: clamp(1.12rem, 1.45vw, 1.3rem);
  line-height: 1.25;
}

.membership-card__content h4:first-child {
  margin-top: 0;
}

.membership-card__content p {
  margin: 0 0 24px;
}

.membership-card__content ol {
  margin: 0 0 42px;
  padding-left: 1.4rem;
}

.membership-card__content li + li {
  margin-top: 3px;
}

.about-resource-card {
  padding-block: clamp(48px, 5.5vw, 76px);
}

.about-resource-card .membership-card__logo {
  width: min(380px, 64%);
  margin-bottom: clamp(34px, 4.5vw, 52px);
}

.about-resource-card h3 {
  margin-bottom: 20px;
  font-size: clamp(2.3rem, 4vw, 3.6rem);
}

.about-resource-card__content {
  font-size: clamp(1.08rem, 1.35vw, 1.28rem);
  line-height: 1.48;
}

.about-resource-card__content p {
  margin-bottom: 28px;
}

.about-resource-card__content h4 {
  margin: 52px 0 14px;
  color: var(--green);
  font-size: clamp(2.15rem, 3.65vw, 3.4rem);
  line-height: 1.05;
}

.about-awards-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  align-items: end;
  gap: clamp(18px, 2.5vw, 30px);
  margin-top: clamp(42px, 5vw, 62px);
}

.about-awards-grid img {
  width: 100%;
  max-width: 230px;
  aspect-ratio: 1;
  margin: 0 auto;
  object-fit: contain;
  border-radius: 18px;
  overflow: hidden;
}

.about-resource-card__actions {
  margin-top: clamp(42px, 5vw, 68px);
}

.contact-page-section {
  padding: clamp(54px, 6vw, 86px) 0 96px;
}

.contact-page-section__inner {
  width: min(1420px, calc(100% - 64px));
  margin: 0 auto;
}

.contact-card {
  width: 100%;
  max-width: 1420px;
  margin: 0 auto;
}

.contact-info-block,
.contact-form-block {
  max-width: none;
}

.contact-info-block h2,
.contact-form-block h2 {
  margin: 0 0 30px;
  color: var(--green);
  font-size: clamp(2.45rem, 4.2vw, 3.7rem);
  line-height: 1.05;
}

.contact-info-block__group {
  margin-bottom: 34px;
  color: var(--blue);
  font-size: clamp(1.18rem, 1.65vw, 1.55rem);
  line-height: 1.4;
}

.contact-info-block__group h3 {
  margin: 0 0 4px;
  color: var(--blue);
  font-size: clamp(1.45rem, 2vw, 1.85rem);
  line-height: 1.1;
}

.contact-info-block__group p {
  margin: 0;
}

.contact-info-block__group a {
  color: var(--blue);
  font-weight: 900;
  text-decoration: none;
}

.contact-info-block__group a:hover,
.contact-info-block__group a:focus {
  color: var(--green);
}

.contact-form-block {
  margin-top: clamp(44px, 5vw, 62px);
}

.contact-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px 34px;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}

.contact-form input,
.contact-form textarea {
  width: 100%;
  min-height: 66px;
  padding: 16px 18px;
  border: 1px solid rgba(9, 39, 70, 0.18);
  border-radius: 8px;
  color: var(--blue-dark);
  background: #f3f4f4;
  font: inherit;
  font-size: clamp(1rem, 1.25vw, 1.18rem);
}

.contact-form textarea {
  grid-column: 1 / -1;
  min-height: 190px;
  resize: vertical;
}

.contact-form input::placeholder,
.contact-form textarea::placeholder {
  color: rgba(9, 39, 70, 0.42);
}

.contact-form input:focus,
.contact-form textarea:focus {
  outline: 3px solid rgba(96, 174, 68, 0.22);
  border-color: var(--green);
}

.contact-form__submit {
  grid-column: 1 / -1;
  min-height: 72px;
  border-radius: 999px;
  color: var(--white);
  background: var(--blue);
  border-color: var(--blue);
  font-size: 1.05rem;
  text-transform: uppercase;
  box-shadow: 0 16px 24px rgba(9, 39, 70, 0.22);
}

.contact-form__submit:hover,
.contact-form__submit:focus {
  color: var(--white);
  background: var(--blue);
  border-color: var(--blue);
  transform: translateY(-2px);
}

.feedback-card .contact-info-block p,
.feedback-card__list {
  max-width: 1140px;
  margin: 0 0 28px;
  color: var(--blue);
  font-size: clamp(1.08rem, 1.35vw, 1.28rem);
  line-height: 1.45;
}

.feedback-card .contact-info-block h3 {
  margin: 34px 0 6px;
  color: var(--blue);
  font-size: clamp(1.45rem, 2vw, 1.85rem);
  line-height: 1.1;
}

.feedback-card__list {
  padding-left: 28px;
}

.feedback-card__list a {
  color: var(--blue);
  font-weight: 900;
}

.feedback-card__list a:hover,
.feedback-card__list a:focus {
  color: var(--green);
}

.online-banking-card {
  width: min(1420px, 100%);
  margin: 0 auto;
}

.online-banking-card h3 {
  margin-bottom: 12px;
}

.online-banking-card__content {
  color: var(--blue-dark);
  font-size: clamp(1.12rem, 1.5vw, 1.36rem);
  line-height: 1.45;
}

.online-banking-card__content p {
  margin: 0 0 30px;
}

.online-banking-card__content ul {
  margin: 0 0 54px;
  padding-left: 1.6rem;
}

.online-banking-card__content ul ul {
  margin: 6px 0 0;
  padding-left: 1.4rem;
}

.online-banking-card__content li + li {
  margin-top: 5px;
}

.online-banking-card__content h4 {
  margin: 0 0 14px;
  color: var(--blue);
  font-size: clamp(2rem, 3vw, 3rem);
  line-height: 1.08;
}

.online-banking-card__actions {
  margin-top: 22px;
}

.payment-card__content p {
  margin-bottom: 34px;
}

.payment-card__content h4 {
  margin-top: 0;
  margin-bottom: 8px;
  font-size: clamp(1.2rem, 1.8vw, 1.5rem);
}

.payment-card__content ul,
.payment-card__content ol {
  margin-bottom: 42px;
}

.payment-card__actions {
  grid-template-columns: 1fr;
  margin-top: 14px;
  padding: 0 40px;
}

.payment-card__actions .button {
  width: 100%;
}

.business-checking-card__actions {
  margin-top: 28px;
}

.business-services-card {
  position: relative;
}

.business-services-card__logo {
  display: block;
  width: min(320px, 42%);
  margin: 0 0 22px auto;
}

.business-services-card__content {
  max-width: 1180px;
}

.business-services-list {
  display: grid;
  gap: 28px;
  margin: 0 0 34px;
}

.business-services-list div {
  display: grid;
  gap: 4px;
}

.business-services-list dt {
  color: var(--blue-dark);
  font-weight: 900;
}

.business-services-list dd {
  margin: 0;
}

.business-services-card__tmc {
  display: block;
  width: min(250px, 44%);
  margin: 4px 0 44px;
}

.faq-card {
  width: min(1320px, 100%);
  margin: 0 auto;
  padding: clamp(34px, 4vw, 54px);
}

.faq-card > h3 {
  margin: 0 0 34px;
  color: var(--green);
  font-size: clamp(2.5rem, 4.5vw, 4.4rem);
  line-height: 1;
}

.faq-feature {
  display: grid;
  gap: 16px;
  padding: clamp(22px, 3vw, 30px);
  margin-bottom: 42px;
  background: #f3f4f4;
  border: 1px solid rgba(16, 86, 152, 0.1);
  border-radius: 8px;
}

.faq-feature > h4 {
  margin: 0 0 10px;
  padding: 0;
  color: var(--blue);
  background: transparent;
  border-radius: 0;
  font-size: clamp(1.35rem, 2vw, 1.8rem);
  line-height: 1.15;
  text-align: left;
  text-transform: none;
}

.faq-feature__body {
  padding: 0;
  color: var(--blue-dark);
  background: transparent;
  border-radius: 0;
  font-size: clamp(1.08rem, 1.4vw, 1.28rem);
  line-height: 1.45;
}

.faq-feature__body p {
  margin: 0 0 34px;
}

.faq-comparison {
  display: grid;
  border: 1px solid rgba(16, 86, 152, 0.18);
  background: #f3f4f4;
}

.faq-comparison__title {
  padding: 22px 20px;
  color: var(--white);
  background: var(--orange);
  font-size: clamp(1.7rem, 3vw, 2.45rem);
  font-weight: 900;
  line-height: 1;
  text-transform: uppercase;
}

.faq-comparison__head,
.faq-comparison__row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.faq-comparison__head > div,
.faq-comparison__row > div {
  padding: 20px;
  border-top: 1px solid rgba(16, 86, 152, 0.18);
}

.faq-comparison__head > div + div,
.faq-comparison__row > div + div {
  border-left: 1px solid rgba(16, 86, 152, 0.18);
}

.faq-comparison__head {
  font-size: clamp(1.15rem, 1.6vw, 1.45rem);
  font-weight: 900;
  line-height: 1.3;
  text-transform: uppercase;
}

.faq-comparison__head span {
  display: inline-block;
  margin-top: 4px;
}

.faq-comparison__row strong,
.faq-comparison__row span {
  display: block;
}

.faq-comparison__row strong {
  margin-bottom: 6px;
  color: var(--blue-dark);
  font-size: clamp(1rem, 1.35vw, 1.18rem);
}

.faq-list {
  display: grid;
  gap: 18px;
}

.faq-item {
  padding: clamp(22px, 3vw, 30px);
  background: #f3f4f4;
  border: 1px solid rgba(16, 86, 152, 0.1);
  border-radius: 8px;
}

.faq-item h4 {
  margin: 0 0 10px;
  color: var(--blue);
  font-size: clamp(1.35rem, 2vw, 1.8rem);
  line-height: 1.15;
}

.faq-item p {
  margin: 0;
  color: var(--blue-dark);
  font-size: clamp(1.05rem, 1.35vw, 1.22rem);
  line-height: 1.5;
}

.faq-item p + p {
  margin-top: 14px;
}

.directory-card {
  width: min(1320px, 100%);
  margin: 0 auto;
}

.directory-card h3 {
  margin-bottom: clamp(26px, 3vw, 38px);
}

.directory-table-wrap {
  overflow-x: auto;
  border: 1px solid rgba(16, 86, 152, 0.14);
  border-radius: 18px;
  background: #f3f4f4;
}

.directory-table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
  color: var(--blue-dark);
  font-size: clamp(1rem, 1.15vw, 1.12rem);
}

.directory-table th,
.directory-table td {
  padding: 18px 22px;
  text-align: left;
  border-bottom: 1px solid rgba(16, 86, 152, 0.12);
}

.directory-table th {
  color: var(--white);
  background: var(--blue);
  font-size: 1.05rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.directory-table tbody tr:last-child td {
  border-bottom: 0;
}

.directory-table tbody tr:nth-child(even) {
  background: rgba(255, 255, 255, 0.5);
}

.directory-table td:first-child {
  font-weight: 900;
  color: var(--blue);
}

.directory-table a {
  color: var(--blue);
  font-weight: 900;
}

.directory-table a:hover,
.directory-table a:focus {
  color: var(--green);
}

.directory-card__actions {
  margin-top: clamp(34px, 4vw, 52px);
}

.fees-card {
  width: min(1320px, 100%);
  margin: 0 auto;
}

.fees-card h3 {
  margin-bottom: clamp(28px, 3.5vw, 44px);
}

.fees-grid {
  display: grid;
  gap: 24px;
}

.fees-group {
  overflow: hidden;
  border: 1px solid rgba(16, 86, 152, 0.14);
  border-radius: 18px;
  background: #f3f4f4;
}

.fees-group h4 {
  margin: 0;
  padding: 18px 24px;
  color: var(--white);
  background: var(--blue);
  font-size: clamp(1.15rem, 1.5vw, 1.38rem);
  line-height: 1.1;
}

.fees-list {
  margin: 0;
}

.fees-list div {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(220px, 0.42fr);
  gap: 20px;
  padding: 18px 24px;
  border-bottom: 1px solid rgba(16, 86, 152, 0.12);
}

.fees-list div:last-child {
  border-bottom: 0;
}

.fees-list div:nth-child(even) {
  background: rgba(255, 255, 255, 0.54);
}

.fees-list dt,
.fees-list dd {
  margin: 0;
  color: var(--blue-dark);
  font-size: clamp(1rem, 1.15vw, 1.12rem);
  line-height: 1.35;
}

.fees-list dt {
  font-weight: 900;
}

.fees-list dd {
  color: var(--blue);
  font-weight: 900;
  text-align: right;
}

.vehicle-search-card {
  width: min(1320px, 100%);
  margin: 0 auto;
}

.vehicle-search-card__portal {
  min-height: 420px;
  margin-top: clamp(24px, 3vw, 38px);
  color: var(--blue-dark);
}

.loan-detail-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 340px);
  gap: 28px;
  align-items: stretch;
}

.loan-detail-card,
.loan-action-card {
  border-radius: 28px;
}

.loan-detail-card {
  padding: clamp(34px, 4vw, 56px);
}

.loan-detail-card__badge {
  width: min(560px, 100%);
  margin: 0 0 24px;
}

.loan-detail-card__badge--transparent {
  width: min(520px, 100%);
  background: transparent;
}

.loan-detail-card__content {
  color: var(--blue-dark);
  font-size: clamp(1.08rem, 1.35vw, 1.25rem);
  line-height: 1.45;
}

.loan-detail-card__content p {
  margin: 0 0 26px;
}

.loan-detail-card__content ul {
  margin: 0 0 26px;
  padding-left: 1.35rem;
}

.loan-detail-card__content li + li {
  margin-top: 4px;
}

.loan-detail-card__note {
  max-width: 980px;
  font-size: 0.96em;
  font-style: italic;
}

.loan-action-card {
  align-items: center;
  padding: 32px 30px;
}

.loan-action-card__image {
  width: min(260px, 100%);
  aspect-ratio: 1;
  margin: 0 auto 28px;
  border-radius: 50%;
  object-fit: cover;
}

.loan-action-card__actions {
  width: 100%;
  grid-template-columns: 1fr;
  gap: 16px;
  padding: 0;
}

.hero {
  position: relative;
  height: 80vh;
  min-height: 620px;
  margin-bottom: 462px;
  overflow: visible;
  color: var(--white);
  background: var(--blue-dark);
}

.hero__slides,
.hero__slide {
  position: absolute;
  inset: 0;
}

.hero__slide {
  display: grid;
  align-items: start;
  background-position: center;
  background-size: cover;
  opacity: 0;
  transition: opacity 650ms ease;
}

.hero__slide--member {
  background-image: linear-gradient(90deg, rgba(16, 86, 152, 0.78), rgba(16, 86, 152, 0.28), rgba(0, 0, 0, 0.08)), url("../images/hero-member.png");
}

.hero__slide--yes {
  background-image: linear-gradient(90deg, rgba(16, 86, 152, 0.78), rgba(16, 86, 152, 0.28), rgba(0, 0, 0, 0.08)), url("../images/hero-yes.png");
}

.hero__slide--switch {
  background-image: linear-gradient(90deg, rgba(16, 86, 152, 0.78), rgba(16, 86, 152, 0.28), rgba(0, 0, 0, 0.08)), url("../images/hero-switch.png");
}

.hero__slide--love {
  background-image: linear-gradient(90deg, rgba(16, 86, 152, 0.82), rgba(16, 86, 152, 0.24), rgba(0, 0, 0, 0.08)), url("../images/hero-love.png");
}

.hero__slide.is-active {
  opacity: 1;
  z-index: 1;
}

.hero__content {
  position: relative;
  z-index: 2;
  width: min(1140px, calc(100% - 48px));
  margin: 0 auto;
  padding: clamp(260px, 26vh, 330px) 0 80px;
}

.hero__badge {
  display: block;
  width: min(430px, 38vw);
  height: auto;
  margin: 0 0 22px;
  border-radius: 8px;
  box-shadow: 0 18px 38px rgba(0, 0, 0, 0.28);
  transform-origin: center;
}

.hero__badge.is-wiggling {
  animation: badge-wiggle 820ms ease-in-out;
}

@keyframes badge-wiggle {
  0%,
  100% {
    transform: rotate(0deg) scale(1);
  }

  18% {
    transform: rotate(-4deg) scale(1.035);
  }

  36% {
    transform: rotate(4deg) scale(1.035);
  }

  54% {
    transform: rotate(-2.8deg) scale(1.025);
  }

  72% {
    transform: rotate(2deg) scale(1.015);
  }
}

.hero h1,
.hero h2 {
  max-width: 900px;
  margin: 0 0 18px;
  font-size: clamp(3rem, 6vw, 5rem);
  line-height: 0.95;
  font-weight: 900;
  white-space: nowrap;
}

.hero p {
  max-width: 640px;
  margin: 0 0 30px;
  font-size: clamp(1.1rem, 1.8vw, 1.45rem);
  font-weight: 500;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.button {
  display: inline-flex;
  min-height: 54px;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border: 2px solid var(--blue);
  border-radius: 15px;
  padding: 12px 24px;
  color: var(--white);
  background: var(--blue);
  font-size: 1rem;
  font-weight: 800;
  text-align: center;
  text-decoration: none;
  transition: background 180ms ease, border-color 180ms ease, transform 180ms ease;
}

.button:hover,
.button:focus {
  border-color: var(--green);
  background: var(--green);
  transform: translateY(-1px);
}

.button--ghost {
  border-color: var(--white);
  background: rgba(0, 0, 0, 0.08);
}

.hero__arrow {
  position: absolute;
  top: 50%;
  z-index: 3;
  width: 50px;
  height: 50px;
  border: 0;
  color: var(--white);
  background: transparent;
  font-size: 46px;
  line-height: 1;
  cursor: pointer;
  transform: translateY(-50%);
}

.hero__arrow--prev {
  left: 28px;
}

.hero__arrow--next {
  right: 28px;
}

.hero__columns {
  position: absolute;
  left: 50%;
  bottom: -432px;
  z-index: 3;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  width: min(1180px, calc(100% - 48px));
  transform: translateX(-50%);
}

.hero-column {
  min-height: 470px;
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 28px 28px 30px;
  border-radius: 8px;
  color: var(--blue);
  background: var(--white);
  box-shadow: 0 16px 30px rgba(0, 0, 0, 0.22);
  text-align: center;
  transition: transform 180ms ease, box-shadow 180ms ease;
}

.hero-column:hover,
.hero-column:focus-within {
  box-shadow: 0 22px 42px rgba(9, 39, 70, 0.22);
  transform: translateY(-8px);
}

.hero-column img {
  display: block;
  width: min(190px, 82%);
  aspect-ratio: 1;
  border-radius: 999px;
  object-fit: cover;
}

.hero-column h2 {
  margin: 28px 0 0;
  color: var(--blue);
  font-size: clamp(1.3rem, 1.8vw, 1.75rem);
  line-height: 1.1;
  font-weight: 800;
}

.hero-column p {
  max-width: none;
  margin: 28px 0;
  color: var(--blue);
  font-size: clamp(1rem, 1.15vw, 1.15rem);
  line-height: 1.45;
  font-weight: 400;
}

.hero-column__button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: min(100%, 190px);
  min-height: 38px;
  margin-top: auto;
  border-radius: 15px;
  color: var(--white);
  background: var(--blue);
  box-shadow: 0 8px 14px rgba(0, 66, 132, 0.28);
  font-size: 1rem;
  font-weight: 800;
  text-decoration: none;
}

.hero-column__button:hover,
.hero-column__button:focus {
  background: var(--green);
}

.about-section {
  padding: 72px 0 96px;
  background: var(--soft);
}

.about-section__inner {
  width: min(1120px, calc(100% - 48px));
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 45fr) minmax(0, 55fr);
  align-items: center;
  gap: 56px;
}

.about-section__art {
  min-width: 0;
  display: flex;
  align-items: center;
  justify-content: center;
}

.about-section__star {
  width: min(420px, 100%);
  aspect-ratio: 1;
  display: block;
  padding: 18px;
  filter: drop-shadow(0 12px 18px rgba(9, 39, 70, 0.1));
}

.about-section__star img {
  width: 100%;
  height: auto;
  animation: about-star-grow 4200ms ease-out 600ms both;
  transform-origin: center;
}

@keyframes about-star-grow {
  0% {
    transform: scale(0.94);
  }
  100% {
    transform: scale(1);
  }
}

.about-section__content {
  position: relative;
  min-width: 0;
  max-width: none;
  padding: 16px 0 16px 44px;
  border-left: 1px solid rgba(16, 86, 152, 0.18);
  color: var(--blue);
}

.about-section__content::before {
  display: none;
}

.about-section__content .eyebrow {
  margin-bottom: 12px;
  color: var(--green);
}

.about-section__logo {
  width: min(360px, 100%);
  height: auto;
  margin: 0 0 28px;
}

.about-section__subheading {
  margin: 0 0 8px;
  color: var(--blue);
  font-size: 1.15rem;
  line-height: 1.2;
  font-weight: 900;
}

.about-section__subheading i {
  margin-right: 8px;
  color: var(--orange);
}

.section-divider-text {
  margin: 18px 0 24px;
  color: var(--green);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  line-height: 1.35;
  text-transform: uppercase;
}

.about-section__content .section-divider-text {
  margin: 6px 0 22px;
  color: var(--blue);
}

.about-section__content > p {
  max-width: 650px;
  margin: 0 0 24px;
  font-size: 1.12rem;
  line-height: 1.62;
}

.about-section__highlight {
  display: grid;
  grid-template-columns: 64px minmax(0, 1fr);
  align-items: center;
  gap: 18px;
  margin: 24px 0 22px;
}

.about-section__icon {
  width: 64px;
  height: 64px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  color: var(--white);
  background: var(--orange);
  box-shadow: 0 10px 18px rgba(9, 39, 70, 0.14);
  font-size: 1.3rem;
}

.about-section__highlight h3,
.about-section__highlight p {
  margin: 0;
}

.about-section__highlight h3 {
  margin-bottom: 5px;
  color: var(--blue);
  font-size: 1.16rem;
}

.about-section__highlight p {
  max-width: 520px;
  font-size: 1.06rem;
  line-height: 1.55;
}

.about-section__button {
  width: 100%;
  min-height: 56px;
  gap: 8px;
  border-radius: 15px;
  padding: 13px 24px;
  transition: background 180ms ease, border-color 180ms ease, transform 180ms ease, box-shadow 180ms ease;
}

.about-section__button:hover,
.about-section__button:focus {
  background: var(--blue-dark);
  border-color: var(--blue-dark);
  box-shadow: 0 8px 16px rgba(9, 39, 70, 0.16);
  transform: translateY(-2px);
}

.loan-section {
  min-height: 100vh;
  box-sizing: border-box;
  display: flex;
  align-items: center;
  padding: 126px 0 150px;
  color: var(--white);
  background:
    linear-gradient(180deg, rgba(15, 52, 87, 0.96) 0%, rgba(15, 52, 87, 0.94) 18%, rgba(15, 52, 87, 0.9) 42%, rgba(16, 86, 152, 0.86) 100%),
    url("../images/loans-background.png");
  background-position: center;
  background-size: cover;
  background-repeat: no-repeat;
}

.loan-section__inner {
  width: min(1200px, calc(100% - 48px));
  margin: 0 auto;
  text-align: center;
}

.loan-section .eyebrow {
  margin-bottom: 12px;
  color: var(--green);
}

.loan-section h2 {
  margin: 0;
  color: var(--white);
  font-size: clamp(2.3rem, 4vw, 3.8rem);
  line-height: 1.05;
}

.loan-section .section-divider-text {
  width: fit-content;
  max-width: 100%;
  margin: 22px auto 44px;
  color: var(--white);
  font-size: 0.95rem;
  letter-spacing: 0.08em;
  text-align: center;
}

.loan-cards {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 20px;
  width: min(1100px, 100%);
  margin: 0 auto;
}

.loan-card {
  min-height: 465px;
  display: flex;
  flex-direction: column;
  align-items: center;
  overflow: hidden;
  padding: 0 24px 26px;
  border: 1px solid rgba(243, 244, 244, 0.78);
  border-radius: 15px;
  background: rgba(15, 52, 87, 0.3);
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.18);
  text-align: center;
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.loan-card::before {
  content: "";
  width: calc(100% + 48px);
  height: 5px;
  flex: 0 0 5px;
  margin: 0 -24px;
  background: var(--orange);
}

.loan-card:hover,
.loan-card:focus-within {
  border-color: rgba(243, 244, 244, 0.96);
  box-shadow: 0 22px 42px rgba(0, 0, 0, 0.32);
  transform: translateY(-8px);
}

.loan-card img {
  width: calc(100% + 48px);
  max-width: none;
  height: 166px;
  margin: 0 -24px;
  border-bottom: 1px solid rgba(243, 244, 244, 0.34);
  object-fit: cover;
}

.loan-card h3 {
  margin: 24px 0 0;
  color: var(--white);
  font-size: clamp(1.25rem, 1.7vw, 1.55rem);
  line-height: 1.05;
  font-weight: 700;
}

.loan-card p {
  margin: 24px 0;
  color: var(--white);
  font-size: 1.05rem;
  line-height: 1.45;
  font-weight: 400;
}

.loan-card__link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  width: min(100%, 170px);
  min-height: 44px;
  margin-top: auto;
  border: 2px solid rgba(243, 244, 244, 0.82);
  border-radius: 999px;
  padding: 9px 18px;
  color: var(--white);
  background: transparent;
  font-size: 1rem;
  font-weight: 800;
  font-style: normal;
  text-decoration: none;
  transition: color 160ms ease, background-color 160ms ease, border-color 160ms ease, transform 160ms ease;
}

.loan-card__link:hover,
.loan-card__link:focus {
  border-color: var(--white);
  color: var(--blue);
  background: var(--white);
  transform: translateY(-2px);
}

.appointment-section {
  position: relative;
  margin-top: -130px;
  padding: 0 0 104px;
  background: transparent;
}

.appointment-section::before {
  display: none;
}

.appointment-card {
  position: relative;
  z-index: 1;
  width: min(1120px, calc(100% - 48px));
  min-height: 470px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 300px minmax(0, 1fr);
  align-items: stretch;
  gap: 56px;
  padding: 44px 56px;
  border-radius: 15px;
  background: var(--white);
  box-shadow: 0 16px 30px rgba(0, 0, 0, 0.22);
}

.appointment-message {
  position: relative;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  padding: 28px 28px 24px;
  border-radius: 15px;
  color: var(--white);
  background-image: linear-gradient(rgba(16, 86, 152, 0.9), rgba(15, 52, 87, 0.96)), url("../images/mobile-app-background.jpg");
  background-position: center;
  background-size: cover;
  box-shadow: 0 10px 20px rgba(9, 39, 70, 0.22);
  animation: appointment-message-float 5200ms ease-in-out 1200ms 1 both;
}

.appointment-message::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 6px;
  background: var(--orange);
}

@keyframes appointment-message-float {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-6px);
  }
}

.appointment-message .eyebrow,
.appointment-content .eyebrow {
  margin: 0 0 12px;
  color: var(--green);
}

.appointment-message h2,
.appointment-content h2 {
  margin: 0;
  line-height: 1.08;
}

.appointment-message h2 {
  color: var(--white);
  font-size: 1.75rem;
}

.appointment-message > p:not(.eyebrow):not(.appointment-signoff) {
  margin: 20px 0 0;
  font-size: 1.06rem;
  line-height: 1.55;
}

.appointment-message__sincerely {
  margin: auto 0 8px;
  font-size: 1rem;
  font-style: italic;
  line-height: 1.4;
}

.appointment-message img {
  width: 145px;
  margin: 0 0 8px;
}

.appointment-signoff {
  margin: 0;
  font-size: 0.95rem;
  line-height: 1.45;
}

.appointment-content {
  align-self: center;
  color: var(--blue);
}

.appointment-content h2 {
  color: var(--blue);
  font-size: clamp(2.2rem, 4vw, 3.5rem);
}

.appointment-content .section-divider-text {
  margin: 20px 0 24px;
  color: var(--green);
}

.appointment-content > p:not(.eyebrow) {
  max-width: 700px;
  margin: 0;
  font-size: 1.15rem;
  line-height: 1.55;
}

.appointment-button {
  width: min(100%, 390px);
  margin-top: 34px;
  gap: 10px;
  border-radius: 15px;
}

.mobile-app-section {
  color: var(--white);
  background-image:
    linear-gradient(270deg, var(--blue-dark) 0%, var(--blue-dark) 18%, rgba(15, 52, 87, 0.98) 42%, rgba(16, 86, 152, 0.96) 100%),
    url("../images/mobile-app-background.jpg");
  background-position: center center;
  background-size: cover;
}

.mobile-app-section__inner {
  width: min(1180px, calc(100% - 48px));
  min-height: 360px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 260px;
  align-items: center;
  gap: 32px;
  padding: 58px 0;
}

.mobile-app-section__copy {
  min-width: 0;
  max-width: none;
}

.mobile-app-section .eyebrow {
  margin: 0 0 14px;
  color: var(--green);
}

.mobile-app-section h2 {
  max-width: 100%;
  margin: 0;
  color: var(--white);
  font-size: clamp(1.8rem, 2.2vw, 2.4rem);
  line-height: 1.06;
  white-space: normal;
}

.mobile-app-section__copy > p:not(.eyebrow) {
  max-width: 580px;
  margin: 18px 0 0;
  font-size: 1.1rem;
  line-height: 1.5;
}

.mobile-app-section__badges {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 14px;
}

.mobile-app-section__badges a {
  width: min(260px, 100%);
  display: block;
  border-radius: 8px;
  transition: transform 160ms ease, box-shadow 160ms ease;
}

.mobile-app-section__badges a:hover,
.mobile-app-section__badges a:focus {
  transform: translateY(-3px);
  box-shadow: 0 10px 18px rgba(0, 0, 0, 0.22);
}

.mobile-app-section__badges img {
  width: 100%;
  height: auto;
}

.locations-section {
  padding: 92px 0 104px;
  background: linear-gradient(180deg, #f3f4f4 0%, var(--soft) 100%);
}

.locations-section__inner {
  width: min(1180px, calc(100% - 48px));
  margin: 0 auto;
}

.locations-section__heading {
  max-width: 820px;
  margin: 0 auto 44px;
  text-align: center;
}

.locations-section .eyebrow {
  margin: 0 0 12px;
  color: var(--green);
}

.locations-section h2 {
  margin: 0;
  color: var(--blue);
  font-size: clamp(2.5rem, 5vw, 4.6rem);
  line-height: 0.98;
  text-transform: uppercase;
}

.locations-section .section-divider-text {
  margin: 18px auto 0;
  color: var(--green);
  letter-spacing: 0.1em;
}

.locations-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.location-card {
  position: relative;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  border: 1px solid rgba(16, 86, 152, 0.12);
  border-radius: 8px;
  background: var(--white);
  box-shadow: 0 16px 34px rgba(9, 39, 70, 0.12);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.location-card::before {
  content: "";
  height: 5px;
  flex: 0 0 5px;
  background: var(--orange);
}

.location-card:hover,
.location-card:focus-within {
  border-color: rgba(16, 86, 152, 0.24);
  box-shadow: 0 22px 40px rgba(9, 39, 70, 0.18);
  transform: translateY(-5px);
}

.location-card > img {
  width: 100%;
  aspect-ratio: 16 / 10;
  object-fit: cover;
}

.location-card__body {
  display: flex;
  flex: 1;
  flex-direction: column;
  padding: 26px;
}

.location-card__label {
  margin: 0 0 8px;
  color: var(--green);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.location-card h3 {
  margin: 0;
  color: var(--blue);
  font-size: clamp(1.8rem, 2.5vw, 2.35rem);
  line-height: 1.04;
}

.location-card address {
  margin: 16px 0 24px;
  color: var(--blue-dark);
  font-size: 1.05rem;
  font-style: normal;
  font-weight: 800;
  line-height: 1.45;
}

.location-card__actions {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-top: auto;
}

.location-card__button {
  min-height: 46px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border: 1px solid var(--blue);
  border-radius: 999px;
  color: var(--white);
  background: var(--blue);
  font-size: 0.95rem;
  font-weight: 900;
  text-decoration: none;
  transition: color 160ms ease, background-color 160ms ease, border-color 160ms ease, transform 160ms ease;
}

.location-card__button:hover,
.location-card__button:focus {
  border-color: var(--orange);
  background: var(--orange);
  transform: translateY(-1px);
}

.location-card__button--ghost {
  color: var(--blue);
  background: var(--white);
}

.location-card__button--ghost:hover,
.location-card__button--ghost:focus {
  color: var(--white);
}

.member-connect-section {
  position: relative;
  z-index: 1;
  overflow: hidden;
  padding: 48px 0;
  color: var(--white);
  background-image:
    linear-gradient(rgba(236, 95, 38, 0.9), rgba(236, 95, 38, 0.9)),
    url("../images/orange-section-texture.png");
  background-position: center;
  background-size: cover;
}

.member-connect-section__inner {
  position: relative;
  width: min(1180px, calc(100% - 48px));
  margin: 0 auto;
  display: grid;
  gap: 34px;
}

.member-connect-item {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 480px);
  align-items: center;
  gap: 48px;
}

.member-connect-item__copy {
  display: grid;
  grid-template-columns: 58px minmax(0, 1fr);
  align-items: start;
  gap: 26px;
}

.member-connect-item__copy > i {
  color: var(--white);
  font-size: 2.65rem;
  line-height: 1;
}

.member-connect-item h2 {
  margin: 0 0 8px;
  color: var(--white);
  font-size: clamp(1.55rem, 2.4vw, 2rem);
  line-height: 1.08;
}

.member-connect-item p {
  max-width: 560px;
  margin: 0;
  color: var(--white);
  font-size: 1.05rem;
  line-height: 1.55;
  font-weight: 700;
}

.member-connect-item > a {
  min-height: 72px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 16px 28px;
  border: 3px solid rgba(243, 244, 244, 0.9);
  border-radius: 999px;
  color: var(--white);
  background: rgba(243, 244, 244, 0.02);
  font-size: 1.05rem;
  font-weight: 900;
  text-align: center;
  text-decoration: none;
  text-transform: uppercase;
  transition: color 160ms ease, background-color 160ms ease, transform 160ms ease;
}

.member-connect-item > a:hover,
.member-connect-item > a:focus {
  color: var(--orange);
  background: var(--white);
  transform: translateY(-2px);
}

.blog-section {
  padding: 88px 0 112px;
  background: var(--soft);
}

.blog-section__inner {
  width: min(1180px, calc(100% - 48px));
  margin: 0 auto;
}

.blog-section__heading {
  margin: 0 auto 42px;
  text-align: center;
}

.blog-section .eyebrow {
  margin: 0 0 12px;
  color: var(--green);
}

.blog-section h2 {
  margin: 0;
  color: var(--blue);
  font-size: clamp(2rem, 3.4vw, 3rem);
  line-height: 1.08;
}

.blog-section .section-divider-text,
.testimonials-section .section-divider-text {
  margin: 18px 0 28px;
  color: var(--green);
  text-align: center;
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.blog-card {
  display: flex;
  flex-direction: column;
  overflow: hidden;
  border: 1px solid rgba(16, 86, 152, 0.12);
  border-radius: 15px;
  background: var(--white);
  box-shadow: 0 12px 26px rgba(9, 39, 70, 0.12);
  transition: transform 180ms ease, box-shadow 180ms ease;
}

.blog-card::before {
  content: "";
  height: 5px;
  flex: 0 0 5px;
  background: var(--orange);
}

.blog-card:hover,
.blog-card:focus-within {
  box-shadow: 0 20px 34px rgba(9, 39, 70, 0.18);
  transform: translateY(-6px);
}

.blog-card__media {
  display: block;
  aspect-ratio: 1.8;
  overflow: hidden;
}

.blog-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 220ms ease;
}

.blog-card:hover .blog-card__media img,
.blog-card:focus-within .blog-card__media img {
  transform: scale(1.04);
}

.blog-card__body {
  min-height: 270px;
  display: flex;
  flex-direction: column;
  padding: 24px 26px 26px;
}

.blog-card__meta {
  margin: 0 0 9px;
  color: var(--green);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.blog-card h3 {
  margin: 0;
  color: var(--blue);
  font-size: 1.4rem;
  line-height: 1.12;
}

.blog-card__body > p:not(.blog-card__meta) {
  margin: 16px 0 22px;
  color: var(--muted);
  font-size: 1.06rem;
  line-height: 1.55;
}

.blog-card__link {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  margin-top: auto;
  color: var(--blue);
  font-weight: 800;
  text-decoration: none;
}

.blog-card__link:hover,
.blog-card__link:focus {
  color: var(--green);
}

.testimonials-section {
  padding: 92px 0 96px;
  background: var(--white);
}

.testimonials-section__inner,
.switch-stories-section__inner {
  width: min(1180px, calc(100% - 48px));
  margin: 0 auto;
}

.testimonials-section__heading {
  margin: 0 auto 40px;
  text-align: center;
}

.testimonials-section .eyebrow,
.switch-stories-section .eyebrow {
  color: var(--green);
}

.testimonials-section h2,
.switch-stories-section h2 {
  margin: 0;
  color: var(--blue);
  font-size: clamp(2rem, 3.4vw, 3rem);
  line-height: 1.08;
}

.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}

.testimonial-card {
  position: relative;
  min-height: 250px;
  margin: 0;
  padding: 30px 30px 28px;
  border: 1px solid rgba(16, 86, 152, 0.13);
  border-radius: 15px;
  background: var(--soft);
  box-shadow: 0 12px 26px rgba(9, 39, 70, 0.1);
}

.testimonial-card__quote {
  width: 42px;
  height: 42px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  color: var(--white);
  background: var(--green);
  font-size: 1rem;
}

.testimonial-card blockquote {
  margin: 22px 0 24px;
  color: var(--blue-dark);
  font-size: 1.1rem;
  line-height: 1.5;
}

.testimonial-card figcaption {
  display: grid;
  gap: 2px;
  color: var(--blue);
  font-size: 0.95rem;
  font-weight: 900;
}

.testimonial-card figcaption span {
  color: var(--muted);
  font-size: 0.84rem;
  font-weight: 600;
}

.switch-stories-section {
  padding: 96px 0 112px;
  color: var(--white);
  background-color: var(--blue-dark);
  background-image: linear-gradient(rgba(15, 52, 87, 0.12), rgba(15, 52, 87, 0.12)), url("../images/loans-background.png");
  background-position: center;
  background-size: cover;
  background-repeat: no-repeat;
}

.switch-stories-section__heading {
  max-width: 720px;
  margin: 0 auto 42px;
  text-align: center;
}

.switch-stories-section h2 {
  color: var(--white);
}

.switch-stories-section__heading > p:last-child {
  max-width: 640px;
  margin: 16px auto 0;
  color: #d8e6f3;
  font-size: 1.08rem;
}

.story-slider {
  width: min(100%, 1020px);
  margin: 0 auto;
}

.story-slider__viewport {
  overflow: hidden;
  border: 1px solid rgba(243, 244, 244, 0.5);
  border-radius: 15px;
  background: rgba(15, 52, 87, 0.44);
  box-shadow: 0 18px 34px rgba(0, 0, 0, 0.18);
}

.story-slide {
  display: none;
  grid-template-columns: minmax(260px, 390px) minmax(0, 1fr);
  align-items: center;
  gap: 54px;
  padding: 34px;
}

.story-slide.is-active {
  display: grid;
}

.story-slide__media {
  aspect-ratio: 1;
  overflow: hidden;
  border: 1px solid rgba(243, 244, 244, 0.7);
  border-radius: 12px;
}

.story-slide__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.story-slide__content {
  max-width: 520px;
}

.story-slide__label {
  margin: 0 0 10px;
  color: #d9f0ce;
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.15em;
  text-transform: uppercase;
}

.story-slide h3 {
  margin: 0;
  color: var(--white);
  font-size: clamp(1.8rem, 3vw, 2.7rem);
  line-height: 1.05;
}

.story-slide__content > p:not(.story-slide__label) {
  margin: 18px 0 28px;
  color: #e2edf7;
  font-size: 1.08rem;
  line-height: 1.55;
}

.story-slide__link {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: var(--white);
  font-weight: 900;
  text-decoration: none;
}

.story-slide__link:hover,
.story-slide__link:focus {
  color: #cfe4f5;
}

.story-slider__controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  margin-top: 22px;
}

.story-slider__arrow {
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(243, 244, 244, 0.55);
  border-radius: 999px;
  color: var(--white);
  background: transparent;
  cursor: pointer;
}

.story-slider__arrow:hover,
.story-slider__arrow:focus {
  border-color: var(--white);
  background: rgba(243, 244, 244, 0.14);
}

.story-slider__dots {
  display: flex;
  align-items: center;
  gap: 8px;
}

.story-slider__dots button {
  width: 9px;
  height: 9px;
  padding: 0;
  border: 0;
  border-radius: 999px;
  background: rgba(243, 244, 244, 0.48);
  cursor: pointer;
}

.story-slider__dots button.is-active {
  width: 24px;
  background: var(--green);
}

/* The community section follows the original testimonial and story-gallery composition. */
.testimonials-section,
.switch-stories-section {
  display: none;
}

.community-stories {
  position: relative;
  padding: 92px 0 104px;
  color: var(--white);
  background-color: var(--blue-dark);
  background:
    linear-gradient(180deg, rgba(15, 52, 87, 0.96) 0%, rgba(15, 52, 87, 0.94) 18%, rgba(15, 52, 87, 0.9) 42%, rgba(16, 86, 152, 0.86) 100%),
    url("../images/loans-background.png");
  background-position: center;
  background-size: cover;
  background-repeat: no-repeat;
}

.community-stories__inner {
  width: min(1180px, calc(100% - 48px));
  margin: 0 auto;
}

.testimonial-showcase {
  max-width: 980px;
  margin: 0 auto;
  text-align: center;
}

.testimonial-showcase .eyebrow,
.switch-gallery__heading .eyebrow {
  color: var(--green);
}

.testimonial-showcase h2 {
  margin: 0;
  color: var(--white);
  font-size: clamp(2.2rem, 4.6vw, 4rem);
  line-height: 1.05;
}

.testimonial-showcase .section-divider-text {
  margin: 18px auto 26px;
  color: var(--green);
  text-align: center;
}

.testimonial-showcase__avatar {
  position: relative;
  width: 112px;
  height: 112px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 28px;
  border-radius: 999px;
  color: var(--blue-dark);
  background: var(--white);
  font-size: 4rem;
}

.testimonial-showcase__avatar > span {
  position: absolute;
  right: -14px;
  bottom: 0;
  width: 48px;
  height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  color: var(--white);
  background: var(--orange);
  font-size: 1.1rem;
}

.testimonial-showcase__slider {
  display: block;
}

.testimonial-showcase__copy {
  min-width: 0;
  opacity: 1;
  transform: translateX(0);
  transition: opacity 260ms ease, transform 260ms ease;
  will-change: opacity, transform;
}

.testimonial-showcase__copy.is-sliding-out {
  opacity: 0;
  transform: translateX(56px);
}

.testimonial-showcase__copy.is-sliding-in {
  animation: testimonial-copy-slide-in 440ms ease-out both;
}

@keyframes testimonial-copy-slide-in {
  from {
    opacity: 0;
    transform: translateX(-56px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

.testimonial-showcase blockquote {
  max-width: 880px;
  min-height: 132px;
  margin: 0 auto 26px;
  color: var(--white);
  font-size: clamp(1.08rem, 1.7vw, 1.35rem);
  line-height: 1.55;
  font-style: italic;
  font-weight: 400;
}

.testimonial-showcase__name {
  margin: 0;
  color: var(--white);
  font-size: 1.18rem;
  font-weight: 800;
}

.testimonial-showcase__role {
  margin: 2px 0 10px;
  color: var(--white);
  font-style: italic;
}

.testimonial-showcase__rating {
  display: flex;
  justify-content: center;
  gap: 4px;
  color: var(--orange);
  font-size: 1rem;
}

.testimonial-showcase__dots {
  display: flex;
  justify-content: center;
  gap: 7px;
  margin: 58px 0 28px;
}

.testimonial-showcase__dots button {
  width: 26px;
  height: 5px;
  padding: 0;
  border: 0;
  border-radius: 999px;
  background: rgba(243, 244, 244, 0.72);
  cursor: pointer;
}

.testimonial-showcase__dots button.is-active {
  background: var(--blue);
}

.switch-gallery {
  position: relative;
  z-index: 2;
  padding: 50px 54px 46px;
  border-radius: 15px;
  color: var(--blue-dark);
  background: var(--white);
  background-clip: padding-box;
  box-shadow: 0 14px 30px -12px rgba(9, 39, 70, 0.32);
}

.switch-gallery__heading {
  margin: 0 auto 28px;
  text-align: center;
}

.switch-gallery__heading h2 {
  margin: 0;
  color: var(--blue);
  font-size: clamp(1.8rem, 3.2vw, 2.8rem);
  line-height: 1.08;
}

.switch-gallery__heading p:last-child {
  margin: 12px auto 0;
  color: var(--muted);
}

.switch-gallery__viewport {
  overflow: hidden;
}

.switch-gallery__track {
  display: flex;
  gap: 24px;
  transform: translateX(0);
  transition: transform 560ms ease;
  will-change: transform;
}

.switch-gallery__item {
  flex: 0 0 calc((100% - 48px) / 3);
  min-width: 0;
  margin: 0;
  padding: 10px;
  border: 1px solid rgba(236, 95, 38, 0.46);
  border-radius: 12px;
  background: var(--white);
  box-shadow: 0 8px 18px rgba(9, 39, 70, 0.12);
  transition: transform 160ms ease, box-shadow 160ms ease;
}

.switch-gallery__item:hover,
.switch-gallery__item:focus-within {
  border-color: var(--orange);
  transform: translateY(-3px);
  box-shadow: 0 14px 24px rgba(9, 39, 70, 0.18);
}

.switch-gallery__item img {
  width: 100%;
  aspect-ratio: 1;
  object-fit: cover;
  display: block;
  border-radius: 8px;
}

.switch-gallery__controls {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 22px;
}

.switch-gallery__arrow {
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(16, 86, 152, 0.3);
  border-radius: 999px;
  color: var(--blue);
  background: var(--white);
  cursor: pointer;
}

.switch-gallery__arrow:hover,
.switch-gallery__arrow:focus {
  color: var(--white);
  background: var(--blue);
}

.switch-gallery__dots {
  display: flex;
  align-items: center;
  gap: 7px;
}

.switch-gallery__dots span {
  width: 8px;
  height: 8px;
  border-radius: 999px;
  background: #c7d1dc;
}

.switch-gallery__dots span.is-active {
  background: var(--blue);
}

.login-strip {
  position: relative;
  z-index: 4;
  width: min(760px, calc(100% - 48px));
  margin: -36px auto 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.login-strip a {
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(243, 244, 244, 0.75);
  border-radius: 0 0 14px 14px;
  color: var(--white);
  background: var(--green);
  box-shadow: var(--shadow);
  font-size: 1.1rem;
  font-weight: 900;
  font-style: italic;
  text-decoration: none;
}

.login-strip a:last-child {
  background: var(--blue);
}

.service-grid {
  width: min(1120px, calc(100% - 48px));
  margin: -4px auto 70px;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.service-card {
  min-height: 255px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 28px 22px;
  border-radius: 8px;
  color: var(--ink);
  background: var(--white);
  box-shadow: var(--shadow);
  text-align: center;
  text-decoration: none;
}

.service-card:hover {
  transform: translateY(-2px);
}

.service-card__icon {
  width: 96px;
  height: 96px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  color: var(--white);
  background: linear-gradient(135deg, var(--blue), var(--green));
  font-size: 2rem;
  font-weight: 900;
}

.service-card h2,
.service-card p {
  margin: 0;
}

.service-card h2 {
  color: var(--blue);
  font-size: 1.3rem;
}

.service-card p {
  color: var(--muted);
}

.feature-band {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 390px);
  gap: 28px;
  width: min(1120px, calc(100% - 48px));
  margin: 0 auto 72px;
  padding: 54px;
  border-radius: 8px;
  color: var(--white);
  background: linear-gradient(135deg, var(--blue-dark), var(--blue));
}

.eyebrow {
  margin: 0 0 8px;
  color: #d9f0ce;
  font-size: 0.82rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.feature-band h2,
.feature-band h3,
.feature-band p,
.rates-preview h2,
.rates-preview h3,
.rates-preview p {
  margin: 0;
}

.feature-band h2,
.rates-preview h2 {
  font-size: clamp(2rem, 4vw, 3.2rem);
  line-height: 1.05;
}

.feature-band__copy {
  display: grid;
  gap: 18px;
}

.feature-band__copy p:last-child {
  max-width: 680px;
  font-size: 1.12rem;
}

.feature-band__panel {
  display: grid;
  align-content: center;
  gap: 16px;
  padding: 28px;
  border: 1px solid rgba(243, 244, 244, 0.28);
  border-radius: 8px;
  background: rgba(243, 244, 244, 0.09);
}

.rates-preview {
  width: min(1120px, calc(100% - 48px));
  margin: 0 auto 78px;
  display: grid;
  gap: 28px;
}

.rates-preview h2 {
  color: var(--blue-dark);
}

.rate-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.rate-cards article {
  padding: 28px;
  border-top: 4px solid var(--green);
  border-radius: 8px;
  background: var(--white);
  box-shadow: var(--shadow);
}

.rate-cards span {
  color: var(--orange);
  font-weight: 900;
  text-transform: uppercase;
}

.rate-cards h3 {
  margin-top: 8px;
  color: var(--blue);
}

.site-footer {
  position: relative;
  overflow: hidden;
  color: var(--white);
  border-bottom: 5px solid var(--orange);
  background:
    linear-gradient(180deg, var(--blue-dark) 0%, var(--blue-dark) 18%, rgba(15, 52, 87, 0.98) 42%, rgba(16, 86, 152, 0.96) 100%),
    url("../images/loans-background.png");
  background-position: center;
  background-size: cover;
}

.site-footer::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(90deg, rgba(15, 52, 87, 0.32), rgba(16, 86, 152, 0.12));
}

.site-footer__inner {
  position: relative;
  z-index: 1;
  width: min(1200px, calc(100% - 48px));
  margin: 0 auto;
  padding: 66px 0 34px;
  display: grid;
  grid-template-columns: 270px minmax(0, 1fr);
  gap: 24px;
}

.brand--footer {
  filter: none;
}

.brand--footer img {
  width: min(250px, 100%);
  filter: brightness(0) invert(1);
}

.site-footer__brand-panel {
  min-width: 0;
  display: grid;
  align-content: start;
  gap: 28px;
}

.footer-hours {
  display: grid;
  gap: 14px;
}

.footer-hours h3,
.footer-column h3 {
  margin: 0;
  color: var(--white);
  font-size: 1.35rem;
  line-height: 1.1;
}

.footer-hours p {
  margin: 0;
  display: grid;
  grid-template-columns: 24px minmax(0, 1fr);
  gap: 10px;
  color: #e5f0f9;
  font-size: 1rem;
  line-height: 1.55;
}

.footer-hours i {
  color: var(--green);
  line-height: 1.55;
}

.footer-hours strong {
  color: var(--white);
  text-transform: uppercase;
}

.footer-social-links {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-social-links a {
  width: 32px;
  height: 32px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  color: var(--white);
  background: var(--orange);
  font-size: 0.82rem;
  text-decoration: none;
  transition: color 160ms ease, background-color 160ms ease, transform 160ms ease;
}

.footer-social-links a:hover,
.footer-social-links a:focus {
  color: var(--blue);
  background: #cfe4f5;
  transform: translateY(-2px);
}

.site-footer__content {
  min-width: 0;
  display: grid;
  gap: 30px;
}

.footer-columns {
  display: grid;
  grid-template-columns: 1.1fr 1.1fr 0.95fr;
  gap: 34px;
}

.footer-column {
  min-width: 0;
}

.footer-location-list,
.footer-links {
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}

.footer-location-list {
  display: grid;
  gap: 20px;
}

.footer-location-list li {
  display: grid;
  grid-template-columns: 24px minmax(0, 1fr);
  gap: 12px;
  color: #e5f0f9;
  line-height: 1.5;
}

.footer-location-list i,
.footer-detail-list dt i {
  color: var(--green);
  font-size: 1rem;
  line-height: 1.5;
}

.footer-location-list strong {
  display: block;
  color: var(--white);
  font-size: 1.05rem;
}

.footer-detail-list {
  display: grid;
  gap: 20px;
  margin: 20px 0 0;
}

.footer-detail-list div {
  display: grid;
  grid-template-columns: 30px minmax(0, 1fr);
  column-gap: 12px;
}

.footer-detail-list dt {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: 30px minmax(0, 1fr);
  column-gap: 12px;
  color: var(--white);
  font-weight: 900;
}

.footer-detail-list dd {
  grid-column: 2;
  margin: 2px 0 0;
  color: #e5f0f9;
  line-height: 1.5;
}

.footer-detail-list a,
.footer-links a,
.footer-legal-links a {
  color: inherit;
  text-decoration: none;
}

.footer-detail-list a:hover,
.footer-detail-list a:focus,
.footer-links a:hover,
.footer-links a:focus,
.footer-legal-links a:hover,
.footer-legal-links a:focus {
  color: #cfe4f5;
  text-decoration: none;
}

.footer-links {
  display: grid;
  gap: 13px;
}

.footer-links a {
  color: var(--white);
  font-size: 1rem;
  font-weight: 700;
}

.footer-links a::before {
  content: "";
  width: 8px;
  height: 2px;
  display: inline-block;
  margin-right: 10px;
  vertical-align: middle;
  background: var(--orange);
}

.footer-trust-row {
  grid-column: 1 / -1;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 18px 30px;
  padding: 24px 0 0;
  border-top: 1px solid rgba(243, 244, 244, 0.2);
}

.footer-trust-row img {
  display: block;
  width: auto;
  height: auto;
  object-fit: contain;
}

.footer-trust-row__seal {
  max-width: 78px;
}

.footer-trust-row__bbb {
  max-width: 150px;
}

.footer-trust-row__coop {
  max-width: 116px;
}

.footer-trust-row__ehl {
  max-width: 66px;
}

.footer-trust-row__ncua-wordmark {
  max-width: 176px;
}

.footer-bottom {
  grid-column: 1 / -1;
  display: grid;
  gap: 18px;
  padding-top: 8px;
}

.footer-legal-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px 26px;
  padding-bottom: 0;
}

.footer-legal-links a {
  color: var(--white);
  font-weight: 700;
}

.footer-bottom p {
  margin: 0;
  color: #e5f0f9;
  text-align: left;
}

.footer-credit {
  grid-column: 1 / -1;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 0;
  color: #e5f0f9;
  font-size: 0.88rem;
  font-weight: 800;
}

.footer-credit > * + *::before {
  content: "|";
  margin: 0 13px;
  color: rgba(243, 244, 244, 0.62);
}

.footer-credit > a {
  color: #e5f0f9;
  text-decoration: none;
}

.footer-credit > a:hover,
.footer-credit > a:focus {
  color: #cfe4f5;
  text-decoration: none;
}

.footer-powered-by {
  display: inline-flex;
  align-items: center;
  justify-content: flex-start;
  gap: 7px;
}

.footer-powered-by:hover,
.footer-powered-by:focus {
  color: var(--white);
  text-decoration: none;
}

.footer-powered-by img {
  width: 18px;
  height: 18px;
  object-fit: contain;
}

.footer-disclosures {
  grid-column: 1 / -1;
  display: grid;
  gap: 10px;
  margin-top: 0;
  padding-top: 24px;
  border-top: 1px solid rgba(243, 244, 244, 0.22);
}

.footer-disclosures p {
  margin: 0;
  color: #d6e5f2;
  font-size: 0.72rem;
  line-height: 1.55;
  text-transform: uppercase;
}

.footer-disclosures p:first-child {
  text-transform: none;
}

.orange-popup {
  position: fixed;
  inset: 0;
  z-index: 3000;
  display: grid;
  place-items: center;
  padding: 24px;
  background: rgba(15, 52, 87, 0.58);
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 180ms ease, visibility 180ms ease;
}

.orange-popup.is-visible {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

.orange-popup__dialog {
  position: relative;
  width: min(100%, 680px);
  overflow: hidden;
  padding: 38px;
  border: 3px solid rgba(243, 244, 244, 0.72);
  border-radius: 15px;
  color: var(--white);
  background:
    linear-gradient(135deg, rgba(236, 95, 38, 0.98), rgba(236, 95, 38, 0.86)),
    url("../images/orange-section-texture.png");
  background-position: center;
  background-size: cover;
  box-shadow: 0 30px 70px rgba(9, 39, 70, 0.38);
  text-align: center;
  transform: scale(0.68);
}

.orange-popup.is-visible .orange-popup__dialog {
  animation: orange-popup-zoom 560ms cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

.orange-popup.is-exploding {
  background: transparent;
  transition: opacity 260ms ease;
}

.orange-popup.is-exploding .orange-popup__dialog {
  animation: orange-popup-explode 520ms ease-in forwards;
}

.orange-popup__eyebrow {
  margin: 0 0 10px;
  color: var(--white);
  font-size: 0.82rem;
  font-weight: 900;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.orange-popup h2 {
  margin: 0;
  color: var(--white);
  font-size: clamp(2.8rem, 4.6vw, 4.35rem);
  line-height: 0.95;
  white-space: nowrap;
}

.orange-popup p:not(.orange-popup__eyebrow) {
  max-width: 420px;
  margin: 20px auto 0;
  font-size: 1.12rem;
  line-height: 1.55;
}

.orange-popup__actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin-top: 28px;
}

.orange-popup__button {
  min-height: 52px;
  padding: 12px 28px;
  border: 0;
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--orange);
  background: var(--white);
  box-shadow: 0 12px 22px rgba(9, 39, 70, 0.2);
  font-weight: 900;
  text-decoration: none;
  cursor: pointer;
  transition: color 160ms ease, transform 160ms ease, box-shadow 160ms ease;
}

.orange-popup__button--primary {
  color: var(--white);
  background: var(--blue);
}

.orange-popup__button:hover,
.orange-popup__button:focus {
  color: var(--blue);
  transform: translateY(-2px);
  box-shadow: 0 16px 28px rgba(9, 39, 70, 0.24);
}

.orange-popup__button--primary:hover,
.orange-popup__button--primary:focus {
  color: var(--white);
  background: var(--blue-dark);
}

.orange-popup__burst {
  position: absolute;
  inset: 50% auto auto 50%;
  width: 1px;
  height: 1px;
  pointer-events: none;
}

.orange-popup__burst span {
  position: absolute;
  width: 14px;
  height: 14px;
  border-radius: 999px;
  background: var(--white);
  opacity: 0;
  transform: translate(-50%, -50%);
}

.orange-popup.is-exploding .orange-popup__burst span {
  animation: orange-popup-burst 520ms ease-out forwards;
}

.orange-popup__burst span:nth-child(1) { --x: -170px; --y: -90px; background: var(--white); }
.orange-popup__burst span:nth-child(2) { --x: -120px; --y: 110px; background: #ffd7c8; }
.orange-popup__burst span:nth-child(3) { --x: 0; --y: -150px; background: var(--white); }
.orange-popup__burst span:nth-child(4) { --x: 120px; --y: -110px; background: #ffd7c8; }
.orange-popup__burst span:nth-child(5) { --x: 170px; --y: 70px; background: var(--white); }
.orange-popup__burst span:nth-child(6) { --x: 65px; --y: 140px; background: #ffd7c8; }
.orange-popup__burst span:nth-child(7) { --x: -60px; --y: 155px; background: var(--white); }
.orange-popup__burst span:nth-child(8) { --x: -190px; --y: 20px; background: #ffd7c8; }

@keyframes orange-popup-zoom {
  0% {
    opacity: 0;
    transform: scale(0.68);
  }
  68% {
    transform: scale(1.06);
  }
  100% {
    opacity: 1;
    transform: scale(1);
  }
}

@keyframes orange-popup-explode {
  0% {
    opacity: 1;
    transform: scale(1);
  }
  100% {
    opacity: 0;
    transform: scale(1.34) rotate(5deg);
  }
}

@keyframes orange-popup-burst {
  0% {
    opacity: 1;
    transform: translate(-50%, -50%) scale(0.5);
  }
  100% {
    opacity: 0;
    transform: translate(calc(-50% + var(--x)), calc(-50% + var(--y))) scale(1.4);
  }
}

@media (max-width: 980px) {
  body.menu-open::after {
    content: "";
    position: fixed;
    inset: 82px 0 0;
    z-index: 15;
    pointer-events: none;
    background: linear-gradient(135deg, rgba(15, 52, 87, 0.96), rgba(16, 86, 152, 0.82));
  }

  .loan-card img {
    height: auto;
    aspect-ratio: 3 / 2;
    object-fit: cover;
    object-position: center;
  }

  .utility-bar {
    display: none;
  }

  .site-header {
    inset: 0 0 auto;
  }

  .site-header.is-scrolled {
    inset: 0 0 auto;
  }

  .site-header.is-scrolled::before {
    height: 82px;
  }

  .site-header.is-scrolled::after {
    top: 82px;
  }

  .site-header__inner {
    min-height: 82px;
  }

  .header-quick-actions {
    top: 82px;
    display: block;
    border-top: 0;
    opacity: 1;
    visibility: visible;
    transform: none;
  }

  .site-header.is-scrolled .header-quick-actions {
    top: 82px;
    display: none;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
  }

  .nav-toggle {
    display: block;
  }

  .primary-nav {
    position: fixed;
    top: 126px;
    right: 0;
    bottom: 0;
    left: auto;
    width: min(420px, 100%);
    display: none;
    overflow-y: auto;
    padding: 22px 22px 28px;
    border-left: 1px solid rgba(16, 86, 152, 0.14);
    background: var(--white);
    box-shadow: -16px 0 36px rgba(9, 39, 70, 0.18);
  }

  body.menu-open .primary-nav {
    top: 82px;
  }

  body.menu-open .site-header .header-quick-actions {
    display: none;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
  }

  .header-quick-actions__inner {
    width: min(100% - 32px, 720px);
    justify-content: center;
  }

  .header-quick-actions a:not(.header-announcement) {
    display: none;
  }

  .header-quick-actions .header-announcement,
  .site-header.is-scrolled .header-quick-actions .header-announcement,
  .site-header.is-scrolled .header-quick-actions .header-announcement:hover,
  .site-header.is-scrolled .header-quick-actions .header-announcement:focus {
    width: 100%;
    flex: 1 1 auto;
    min-height: 44px;
    margin: 0;
    padding: 7px 10px;
    border-radius: 999px;
    font-size: 0.82rem;
    line-height: 1.15;
    white-space: normal;
  }

  .header-quick-actions .header-announcement strong {
    border-radius: 999px;
  }

  .primary-nav.is-open {
    display: flex;
    flex-direction: column;
  }

  .primary-nav > ul {
    width: 100%;
    display: grid;
    grid-template-columns: minmax(0, 1fr);
    align-items: stretch;
    justify-content: stretch;
    gap: 4px;
    flex: 0 0 auto;
  }

  .primary-nav > ul > li {
    width: 100%;
    border-bottom: 1px solid rgba(16, 86, 152, 0.12);
  }

  .primary-nav button {
    position: relative;
    display: grid;
    place-items: center;
    width: 100%;
    min-height: 54px;
    padding: 0 4px;
    justify-content: center;
    color: var(--blue);
    text-shadow: none;
    text-align: center;
  }

  .primary-nav button:hover,
  .primary-nav button:focus,
  .primary-nav li.is-open > button {
    color: var(--blue-dark);
  }

  .primary-nav button i {
    position: absolute;
    right: 4px;
    transition: transform 160ms ease;
  }

  .primary-nav li.is-open > button i {
    transform: rotate(180deg);
  }

  .primary-nav ul ul {
    position: static;
    display: none;
    width: 100%;
    min-width: 0;
    padding: 0 0 10px;
    box-shadow: none;
    border-radius: 0;
    overflow: visible;
    background: transparent;
    opacity: 1;
    visibility: visible;
    transform: none;
  }

  .site-header.is-scrolled .primary-nav ul ul {
    background: transparent;
  }

  .primary-nav ul ul a,
  .primary-nav ul ul button {
    padding: 12px 14px;
    border: 1px solid rgba(16, 86, 152, 0.12);
    border-radius: 6px;
    color: var(--blue) !important;
    background: #f1f6fc;
    text-align: center;
    justify-content: center;
  }

  .site-header.is-scrolled .primary-nav ul ul a,
  .site-header.is-scrolled .primary-nav ul ul button {
    color: var(--blue) !important;
    background: #f1f6fc;
  }

  .primary-nav ul ul a:hover,
  .primary-nav ul ul a:focus,
  .primary-nav ul ul button:hover,
  .primary-nav ul ul button:focus,
  .primary-nav ul ul li.is-open > button,
  .site-header.is-scrolled .primary-nav ul ul a:hover,
  .site-header.is-scrolled .primary-nav ul ul a:focus,
  .site-header.is-scrolled .primary-nav ul ul button:hover,
  .site-header.is-scrolled .primary-nav ul ul button:focus,
  .site-header.is-scrolled .primary-nav ul ul li.is-open > button {
    color: var(--blue-dark) !important;
    background: #dcebf7;
  }

  .primary-nav li.is-open > ul {
    display: grid;
    gap: 4px;
  }

  .primary-nav li:hover > ul {
    display: none;
  }

  .primary-nav li.is-open:hover > ul {
    display: grid;
  }

  .mobile-utility-links {
    display: grid;
    gap: 10px;
    margin-top: 22px;
    padding-top: 22px;
  }

  .mobile-utility-links::before {
    content: "Member Links";
    margin-bottom: 2px;
    color: var(--muted);
    font-size: 0.74rem;
    font-weight: 900;
    letter-spacing: 0.14em;
    text-transform: uppercase;
  }

  .mobile-social-links {
    display: flex;
    justify-content: center;
    gap: 10px;
    margin-bottom: 2px;
  }

  .mobile-social-links a {
    width: 34px;
    height: 34px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 999px;
    color: var(--white);
    background: var(--orange);
    font-size: 0.82rem;
    text-decoration: none;
  }

  .mobile-social-links a:hover,
  .mobile-social-links a:focus,
  .mobile-social-links a:active {
    color: var(--white);
    background: var(--green);
  }

  .mobile-utility-links > a,
  .mobile-utility-links > button {
    min-height: 48px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 10px 14px;
    border: 1px solid rgba(16, 86, 152, 0.16);
    border-radius: 8px;
    color: var(--blue);
    background: #f1f6fc;
    font-size: 0.9rem;
    font-weight: 900;
    text-align: center;
    text-decoration: none;
    cursor: pointer;
  }

  .mobile-utility-links > a:hover,
  .mobile-utility-links > a:focus,
  .mobile-utility-links > button:hover,
  .mobile-utility-links > button:focus {
    color: var(--white);
    background: var(--orange);
  }

  .mobile-utility-links > button i {
    position: static;
    transform: none;
  }

  .mobile-nav-actions {
    display: grid;
    gap: 10px;
    margin-top: 18px;
    padding-top: 28px;
    border-top: 1px solid rgba(16, 86, 152, 0.12);
  }

  .mobile-nav-actions::before {
    content: "Quick Actions";
    margin-bottom: 2px;
    color: var(--muted);
    font-size: 0.74rem;
    font-weight: 900;
    letter-spacing: 0.14em;
    text-transform: uppercase;
  }

  .mobile-nav-actions a {
    min-height: 52px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 10px 14px;
    border: 1px solid var(--blue);
    border-radius: 8px;
    color: var(--white);
    background: var(--blue);
    font-size: 0.9rem;
    font-weight: 900;
    text-decoration: none;
  }

  .mobile-nav-actions a:hover,
  .mobile-nav-actions a:focus {
    color: var(--white);
    background: var(--blue-dark);
  }

  .hero__content {
    padding-top: 162px;
  }

  .checking-card-grid {
    grid-template-columns: 1fr;
  }

  .hero__badge {
    width: min(360px, 42vw);
  }

  .hero {
    margin-bottom: 1032px;
  }

  .hero__columns {
    bottom: -982px;
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
  }

  .service-grid,
  .rate-cards,
  .feature-band,
  .loan-cards {
    grid-template-columns: 1fr 1fr;
  }

  .about-section__inner {
    grid-template-columns: 1fr;
    gap: 44px;
    padding: 0;
  }

  .about-section__content {
    text-align: left;
    padding-left: 0;
    border-left: 0;
  }

  .about-section__logo {
    margin-right: auto;
    margin-left: auto;
  }

  .about-section__star {
    width: min(440px, 76vw);
  }

  .appointment-card {
    grid-template-columns: 260px minmax(0, 1fr);
    gap: 32px;
    padding: 36px;
  }

  .appointment-section {
    margin-top: -96px;
  }

  .appointment-section::before {
    height: 96px;
  }

  .mobile-app-section__inner {
    grid-template-columns: 1fr;
    gap: 30px;
    padding: 54px 0;
  }

  .mobile-app-section h2 {
    white-space: normal;
  }

  .mobile-app-section__badges {
    justify-content: flex-start;
  }

  .blog-grid,
  .testimonial-grid {
    grid-template-columns: 1fr 1fr;
  }

  .locations-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .member-connect-item {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .member-connect-item > a {
    width: min(100%, 520px);
    justify-self: start;
  }

  .site-footer__inner {
    grid-template-columns: 1fr;
    gap: 38px;
  }

  .site-footer__brand-panel {
    grid-template-columns: minmax(220px, 280px) minmax(0, 1fr);
    align-items: start;
  }

  .footer-social-links {
    grid-column: 1 / -1;
  }

  .footer-columns {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .story-slide {
    grid-template-columns: minmax(220px, 320px) minmax(0, 1fr);
    gap: 32px;
  }

  .community-stories__inner {
    width: min(100% - 48px, 1120px);
  }

  .switch-gallery {
    padding: 38px;
  }
}

@media (max-width: 980px) {
  .about-awards-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .contact-page-section__inner {
    width: min(100% - 48px, 960px);
  }

  .loan-detail-layout {
    grid-template-columns: 1fr;
  }

  .loan-action-card {
    align-items: center;
  }

  .loan-action-card__image {
    width: min(240px, 70vw);
  }
}

@media (max-width: 680px) {
  .about-resource-card .membership-card__logo {
    width: min(280px, 84%);
  }

  .about-awards-grid {
    gap: 16px;
  }

  .about-awards-grid img {
    max-width: 180px;
  }

  .contact-page-section {
    padding-top: 44px;
    padding-bottom: 72px;
  }

  .contact-page-section__inner {
    width: min(100% - 32px, 560px);
  }

  .contact-info-block__group {
    margin-bottom: 28px;
  }

  .contact-form {
    grid-template-columns: 1fr;
    gap: 18px;
    padding: 22px;
  }

  .contact-form__submit {
    min-height: 62px;
  }

  body.menu-open .site-header .header-quick-actions {
    display: block;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
  }

  .site-header.is-scrolled .header-quick-actions,
  body.menu-open .site-header.is-scrolled .header-quick-actions {
    display: none;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
  }

  .site-header__inner,
  .hero__content,
  .interior-hero__inner,
  .service-grid,
  .feature-band,
  .rates-preview,
  .site-footer__inner,
  .about-section__inner {
    width: min(100% - 32px, 1120px);
  }

  .brand img {
    width: min(230px, 62vw);
  }

  .header-quick-actions__inner {
    width: calc(100% - 24px);
  }

  .header-quick-actions .header-announcement,
  .site-header.is-scrolled .header-quick-actions .header-announcement,
  .site-header.is-scrolled .header-quick-actions .header-announcement:hover,
  .site-header.is-scrolled .header-quick-actions .header-announcement:focus {
    min-height: 42px;
    gap: 8px;
    padding: 6px 8px;
    font-size: 0.76rem;
  }

  .header-quick-actions a:not(.header-announcement) {
    min-height: 48px;
    padding: 6px 8px;
    font-size: 0.75rem;
  }

  .hero {
    height: 80vh;
    min-height: 640px;
    margin-bottom: 1772px;
  }

  .hero__content {
    text-align: center;
  }

  .interior-hero {
    min-height: 430px;
  }

  .interior-hero__inner {
    padding: 178px 0 62px;
    text-align: center;
  }

  .hero h1,
  .hero h2 {
    white-space: normal;
  }

  .hero__badge {
    width: min(320px, 84vw);
    margin-right: auto;
    margin-left: auto;
  }

  .hero__columns {
    bottom: -1722px;
    width: min(100% - 32px, 330px);
    grid-template-columns: 1fr;
  }

  .hero-column {
    min-height: 380px;
    padding: 24px 24px 26px;
  }

  .hero__actions {
    justify-content: center;
  }

  .checking-accounts-section {
    padding: 54px 0 68px;
  }

  .checking-accounts-section__inner {
    width: min(100% - 32px, 560px);
  }

  .checking-card {
    padding: 24px;
    border-radius: 24px;
  }

  .insurance-cta {
    grid-template-columns: 1fr;
    padding: 20px;
    border-radius: 16px;
    text-align: left;
  }

  .insurance-cta__icon {
    width: 42px;
    height: 42px;
    margin-top: 0;
    font-size: 1.1rem;
  }

  .insurance-cta__details {
    grid-template-columns: 1fr;
  }

  .checking-card__actions {
    display: grid;
    grid-template-columns: 1fr;
    padding: 0;
  }

  .checking-card__actions .button {
    width: 100%;
  }

  .hero__arrow {
    display: none;
  }

  .login-strip,
  .service-grid,
  .rate-cards,
  .feature-band,
  .loan-cards {
    grid-template-columns: 1fr;
  }

  .feature-band {
    padding: 34px 22px;
  }

  .about-section {
    padding-top: 56px;
    padding-bottom: 56px;
  }

  .about-section__inner {
    gap: 32px;
    padding: 0;
  }

  .about-section__star {
    width: min(300px, 76vw);
  }

  .about-section__content {
    text-align: left;
  }

  .about-section__logo {
    margin-right: auto;
    margin-left: auto;
  }

  .about-section__highlight {
    grid-template-columns: 64px minmax(0, 1fr);
    gap: 14px;
    justify-items: stretch;
  }

  .about-section__content > p,
  .about-section__highlight p {
    margin-right: 0;
    margin-left: 0;
  }

  .about-section__button {
    width: 100%;
    margin-right: 0;
    margin-left: 0;
  }

  .appointment-section {
    margin-top: -48px;
    padding-bottom: 84px;
  }

  .appointment-section::before {
    height: 48px;
  }

  .appointment-card {
    width: min(100% - 32px, 520px);
    grid-template-columns: 1fr;
    gap: 28px;
    padding: 22px;
  }

  .appointment-message {
    min-height: 380px;
  }

  .appointment-content {
    text-align: center;
  }

  .appointment-content .section-divider-text,
  .appointment-button {
    margin-right: auto;
    margin-left: auto;
  }

  .mobile-app-section__inner {
    width: min(100% - 32px, 520px);
    min-height: 320px;
    padding: 48px 0;
    text-align: center;
  }

  .mobile-app-section__copy > p:not(.eyebrow) {
    margin-right: auto;
    margin-left: auto;
  }

  .mobile-app-section__badges {
    flex-direction: column;
    gap: 12px;
  }

  .blog-section {
    padding: 64px 0 80px;
  }

  .blog-section__inner,
  .locations-section__inner,
  .testimonials-section__inner,
  .switch-stories-section__inner {
    width: min(100% - 32px, 520px);
  }

  .blog-grid,
  .locations-grid,
  .testimonial-grid {
    grid-template-columns: 1fr;
  }

  .locations-section {
    padding: 68px 0 78px;
  }

  .locations-section h2 {
    font-size: clamp(2.2rem, 11vw, 3.1rem);
  }

  .location-card__body {
    padding: 22px;
  }

  .location-card__actions {
    grid-template-columns: 1fr;
  }

  .member-connect-section {
    padding: 42px 0;
  }

  .member-connect-section__inner {
    width: min(100% - 32px, 520px);
    gap: 30px;
  }

  .member-connect-item__copy {
    grid-template-columns: 44px minmax(0, 1fr);
    gap: 18px;
  }

  .member-connect-item__copy > i {
    font-size: 2rem;
  }

  .member-connect-item > a {
    width: 100%;
    min-height: 58px;
    border-width: 2px;
  }

  .site-footer__inner {
    width: min(100% - 32px, 520px);
    padding: 52px 0 30px;
  }

  .site-footer__brand-panel,
  .footer-columns {
    grid-template-columns: 1fr;
  }

  .brand--footer img {
    width: min(250px, 100%);
  }

  .footer-trust-row,
  .footer-legal-links {
    gap: 10px;
  }

  .footer-trust-row {
    justify-content: center;
  }

  .footer-trust-row__seal {
    max-width: 68px;
  }

  .footer-trust-row__bbb {
    max-width: 132px;
  }

  .footer-trust-row__coop {
    max-width: 104px;
  }

  .footer-trust-row__ehl {
    max-width: 58px;
  }

  .footer-trust-row__ncua-wordmark {
    max-width: 154px;
  }

  .footer-bottom p {
    text-align: left;
  }

  .footer-credit {
    justify-content: center;
    row-gap: 6px;
  }

  .footer-disclosures p {
    font-size: 0.68rem;
  }

  .blog-card__body {
    min-height: 0;
  }

  .testimonials-section {
    padding: 68px 0 72px;
  }

  .testimonial-card {
    min-height: 0;
  }

  .switch-stories-section {
    padding: 70px 0 82px;
  }

  .story-slide {
    grid-template-columns: 1fr;
    gap: 24px;
    padding: 20px;
  }

  .story-slide__media {
    width: min(100%, 300px);
    margin: 0 auto;
  }

  .story-slide__content {
    text-align: center;
  }

  .story-slide__link {
    justify-content: center;
  }

  .community-stories {
    padding: 68px 0 78px;
  }

  .community-stories__inner {
    width: min(100% - 32px, 520px);
  }

  .testimonial-showcase h2 {
    font-size: clamp(2rem, 9vw, 2.8rem);
  }

  .testimonial-showcase blockquote {
    min-height: 0;
    font-size: 1rem;
  }

  .testimonial-showcase__dots {
    margin: 40px 0 20px;
  }

  .switch-gallery {
    padding: 24px 18px 28px;
  }

  .switch-gallery__heading h2 {
    font-size: 2rem;
  }

  .switch-gallery__track {
    display: flex;
    gap: 14px;
    overflow: visible;
  }

  .switch-gallery__item {
    flex: 0 0 84%;
  }

  .loan-section {
    padding: 86px 0 100px;
  }

  .loan-section__inner {
    width: min(100% - 32px, 1120px);
  }

  .loan-card {
    min-height: 420px;
  }

  .site-footer__inner {
    align-items: stretch;
  }
}

@media (max-width: 700px) {
  .faq-card {
    padding: 24px;
  }

  .faq-feature__body {
    padding: 22px;
  }

  .faq-comparison__head,
  .faq-comparison__row {
    grid-template-columns: 1fr;
  }

  .faq-comparison__head > div + div,
  .faq-comparison__row > div + div {
    border-left: 0;
  }

  .fees-card {
    padding: 24px;
  }

  .fees-group h4 {
    padding: 16px 18px;
  }

  .fees-list div {
    grid-template-columns: 1fr;
    gap: 6px;
    padding: 16px 18px;
  }

  .fees-list dd {
    text-align: left;
  }
}